Mortgage Partner for Minnesota Realtors | Travis Goltz
Travis Goltz Mortgage Partnership
Your All-in-One Mortgage Partner for Minnesota Agents

A Lender Who Protects Your Reputation.

Stop Worrying About Whether Your Deals Will Close.

Partner with a Branch Manager who solves complex scenarios, communicates proactively, and actually answers the phone when you call.

Schedule Partnership Call Send Me a Client

Or call me directly: (763) 360-4507 | Travis Goltz

24 Years Experience Branch Manager Direct Cell Access On-Time Guarantee ⭐⭐⭐⭐⭐ 4.9/5 Rating

The Lender Problems Costing You Deals

As an agent, your reputation is everything. Do these frustrations sound familiar?

❌ Lender Goes Dark

You're scrambling for updates while the seller's agent is calling. You shouldn't have to chase your lender.

❌ Last-Minute Denial

Everything looked fine until 3 days before closing. Now the deal is dead and you have to explain why.

❌ Self-Employed Rejection

Your buyer has income but write-offs kill the deal. Traditional banks just say "No."

❌ Losing to Cash

In competitive markets, your financed buyers can't compete. You watch deals go to other agents.

How I Protect Your Client Relationships

I'm Travis Goltz, Branch Manager at Granite Bank. For 24 years, I've helped Minnesota agents close deals without the drama.

My Commitment to You:

  • Deals Close On Time: When I give a date, we hit it. Period.
  • Proactive Updates: You'll never have to chase me for status.
  • We Solve "Unsolvable" Deals: DSCR, Bank Statement, Construction.
  • Direct Access: You get my cell phone, not a call center.
Let's Partner Up

Why Minnesota Realtors Choose Travis

1. One Lender for All Scenarios

First-time buyers, investors, luxury, self-employed. I handle it all.

2. Fast, Strong Pre-Approvals

Letters that listing agents respect. Same-day service available.

3. In-House Control

Processing happens here. We control the timeline, not a third party.

4. A Partner for Life

I build long-term relationships so your clients come back to YOU.

How Our Partnership Works

Simple. Seamless. Stress-Free.

1. Let's Talk

A 15-minute call to understand your business and biggest lender frustrations.

2. Send a Client

Share my contact info or do a quick 3-way intro call. I take it from there.

3. I Handle It

Proactive updates. Direct access. White-glove service for your buyer.

4. We Close

On time. No surprises. Your client is happy, and you look like a hero.

Solutions for Every Client You Meet

Don't lose a deal because your current lender says "No."

🏠 Traditional Buyers

FHA, VA, Conventional, First-Time Buyer programs.

  • 3.5% Down FHA.
  • 0% Down VA for Vets.
  • Competitive Rates.

💼 Self-Employed

Bank Statement Loans. No tax returns required.

  • Qualify on business revenue.
  • 12-24 months bank statements.
  • Great for business owners.

📈 Investor Clients

DSCR Loans. No personal income verification.

  • Qualify on rental income.
  • No W2s or tax returns.
  • Perfect for portfolios.

💰 Competitive Markets

Cash to Win Program.

  • Make cash-backed offers.
  • Win bidding wars.
  • Finance after winning.

Why Choose Travis Over Other Lenders?

Big Box Lenders

  • 1-800 Call Centers
  • "Loan Officer Unavailable"
  • Rigid Guidelines
  • Missed Closing Dates

Travis Goltz at Granite Bank

  • Direct Cell Access: (763) 360-4507.
  • Decision Maker: I'm a Branch Manager.
  • Complex Solutions: We do the "hard" loans.
  • Local Expertise: 24 Years in MN.

Online Lenders

  • Bait-and-Switch Rates
  • Zero Accountability
  • Automated Chatbots
  • Transaction-Focused

Common Questions from Agents

Do you charge realtors to partner? +

Absolutely not. There is no fee, no referral agreement to sign, and no exclusivity requirement. You send me clients, I take great care of them, and we both win.

How fast can you close? +

Typically 21-30 days. For straightforward deals or DSCR loans, we can often close in 14-21 days. I prioritize hitting dates over overpromising.

Do you attend closings? +

Yes, whenever possible for local MN deals. It's the best part of the job and a great way to solidify our partnership with the client.

What if a deal is falling apart? +

Call me immediately: (763) 360-4507. I've saved dozens of deals other lenders couldn't close by restructuring them or finding a different program.

Ready for a Reliable Partner?

Stop stressing about financing. Partner with a lender who protects your reputation and gets deals done.

Book Partnership Call Send a Client Now

Questions? Call/Text: (763) 360-4507