Name: Travis Goltz - Granite Bank Mortgage
Address: Champlin, MN, 55316, US
Telephone: (763) 360-4507
Price range: $$
Rating: 4.9

The Lender Problems Costing You Deals in North Carolina

As an agent, your reputation is everything. Especially when navigating the rapid growth and fierce bidding wars in Raleigh, Charlotte, and Asheville.

❌ Losing to Cash Buyers

Your financed buyers are getting outbid by investors and wealthy out-of-state buyers with all-cash offers.

❌ The "Home Sale" Contingency

Sellers won't accept your buyer's offer because they need to sell their current home first.

❌ Lender Goes Dark

You're scrambling for updates while the listing agent is calling. You shouldn't have to chase your lender.

❌ Self-Employed Rejection

Your buyer has great income, but business write-offs kill the deal. Traditional banks just say "No."

Turn Your Financed Buyers into All-Cash Buyers.

Stop losing bidding wars. With my Cash to Win program, I empower your clients to make non-contingent, all-cash offers that sellers love.

How it helps YOU close more homes:

Buy Before They Sell: Clients can buy their dream home in cash, move in, and sell their old house later.
Remove Contingencies: Present clean, cash-backed offers that stand out to listing agents.
Win Bidding Wars: Cash offers are 4x more likely to be accepted in competitive markets.
You Keep Your Commission: You represent the buyer just like a normal transaction. We just supply the cash backing.

Learn More About Cash to Win

One Lender for Every Scenario

From cash-backed offers to complex self-employed files, I keep your pipeline moving.

💼 Self-Employed

Bank Statement Loans.

Qualify on business revenue.
No tax returns required.
12-24 months bank statements.

📈 Investors

DSCR Loans.

Qualify strictly on rental income.
No W2s or personal DTI checks.
Perfect for scaling portfolios.

🏠 Traditional

Conventional, FHA, VA.

Fast pre-approvals.
Local processing & underwriting.
On-time closing guarantee.

Why North Carolina Realtors Choose Travis

Big Box Lenders

1-800 Call Centers
Rigid Guidelines (Deny self-employed)
Transactions get lost in the shuffle
No competitive advantage for buyers

Travis Goltz & Granite Bank

Direct Cell Access: (763) 360-4507.
Cash To Win: Turn buyers into cash offers.
Complex Solutions: We do the "hard" loans.
Proactive Updates: You never have to chase me.

Online Retail Lenders

Bait-and-Switch Rates
Automated Chatbots / No specific Loan Officer
Notorious for missing closing dates
Pre-approvals listing agents don't trust

Common Questions from Agents

How exactly does "Cash to Win" work? +

Our program purchases the home in cash on behalf of your buyer. This removes the financing and home sale contingencies, allowing you to beat other offers. Once your buyer's old home sells (or their traditional financing clears), they buy the home back from the program. It's seamless for you and the seller.

Do you charge realtors to partner? +

Absolutely not. There is no fee, no referral agreement to sign, and no exclusivity requirement. You send me clients, I give them an unfair advantage to win the home, and we both win.

Are you fully licensed in North Carolina? +

Yes! I have 24 years of experience and am fully licensed to originate loans in North Carolina. You get the benefit of a seasoned Branch Manager handling your files.

What if a deal is falling apart with another lender? +

Call me immediately: (763) 360-4507. I've saved dozens of deals other lenders couldn't close by restructuring them into Bank Statement, DSCR, or Cash to Win programs.

Ready for a Reliable Partner in NC?

Give your buyers the advantage of Cash-Backed offers and stop stressing about financing. Let's get deals done.

Book Partnership Call Send a Client Now

Questions? Call/Text: (763) 360-4507