More Leverage. Less Stress. Whether You're Buying, Selling, or Both.
Cash to Win is a program that changes what's possible in a competitive real estate market. It gives buyers the strength of a cash offer without needing cash — and gives sellers access to their equity before their home ever hits the market.
Direct Line: (763) 360-4507 | Licensed in All 50 States
Cash to Win solves two different problems. Pick the one that fits — and get the full picture.
Not sure which fits? Book a free call with Travis — he'll figure it out with you.
Cash to Win is a real estate program that partners with certified lenders and agents to give buyers and sellers more leverage in competitive markets.
It works in two directions. For buyers, the program purchases the property on their behalf using real cash — no financing contingency — then resells it to the buyer once their mortgage closes. For sellers, the program buys their current home upfront so they can access their equity immediately, buy their next home with confidence, and let their current property sell on the open market at full value.
It's not an iBuyer. It's not a bridge loan. It's a purpose-built program designed so that you come out the winner.
Backed by Granite Bank — a 120-year-old, FDIC-insured Minnesota institution and approved Fannie Mae Seller. Travis Goltz is a certified Cash to Win lender.
Tired of losing to cash buyers?
Compete at full cash strength without having cash in hand.
Need equity from your home before selling?
Access it now — before you ever list.
Running low on down payment?
Use the equity from your current home as your down payment before it sells.
Want to eliminate contingencies?
No financing contingency. No sale contingency. A clean offer every time.
The most common questions before diving into a buyer or seller page.
No — and this is important. iBuyers buy low and sell high at your expense. Cash to Win is not trying to profit on your property. For sellers, your home still lists on the open market at full value. The program exists to solve a timing problem, not to take a cut of your equity.
No. The program provides the cash for the purchase. You still finance the home with a traditional mortgage — down payments can start as low as 3.5%. You get cash-offer strength without cash in hand.
There are real program costs and Travis will walk you through every number before you commit. For buyers, there's a 1% gross-up on the resale price plus a daily per diem while the program holds the property. For sellers, there's a 1–3% program fee plus associated selling costs. Full details are on each page — and Travis covers everything on the free strategy call.
Travis is licensed in all 50 states and works with Cash to Win certified partners nationwide. Reach out and Travis will confirm availability for your specific area.
A free 15-minute call is all it takes. Travis will ask the right questions, run your scenario, and tell you honestly whether Cash to Win makes sense — and which path is right for you.
Travis Goltz | Branch Manager, Granite Bank | NMLS #351337 | Licensed in All 50 States