Compete as a Cash Buyer | Cash to Win | Travis Goltz
Compete as a Cash Buyer with Cash to Win
For Home Buyers · Cash to Win Program

Stop Losing Homes to Cash Buyers.

Make a Cash-Backed Offer. Win the Home. Then Finance It Like Normal.

You're qualified, motivated, and ready to buy. The problem isn't your finances — it's that your offer looks weak next to cash. Travis Goltz fixes that with one phone call.

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Direct Line: (763) 360-4507 | Licensed in All 50 States

No Obligation No Upfront Fees 24 Years Experience ⭐⭐⭐⭐⭐ 4.9/5 Rating

You Keep Losing to Cash Offers. And It's Not Your Fault.

You're doing everything right — and still walking away empty-handed.

❌ Sellers Won't Even Consider You

You're fully pre-approved and financially solid — but the moment sellers see "contingent on financing," your offer goes to the bottom of the pile.

❌ Offer After Offer Lost

Three offers. Five offers. Maybe ten. Each one lost to a cash buyer whose offer wasn't even higher — just cleaner. That's not fair. That's fixable.

❌ Investors Are Winning Your Homes

Dream homes going under contract in days — to investors who flip them or rent them out. You'd actually live there. That should count for something.

❌ Running Out of Hope

Starting to wonder if homeownership is out of reach unless you magically come up with all cash. You don't need all cash. You need a smarter offer.

The problem isn't your finances. It's that your offer looks different from cash. Cash to Win makes it look the same.

Show Me the Solution

How Cash to Win Works for Buyers

Three steps. One call to get started. A home you finally win.

What if you could make an offer that looks exactly like cash to the seller — but you still use a mortgage to finance it?

That's exactly what Cash to Win does. The program purchases the property on your behalf with real cash. No financing contingency. No risk in the seller's eyes. Just certainty — the one thing sellers want most. Then after closing, you convert to your standard mortgage like normal.

The Difference Sellers Actually See:

Your offer today: "Contingent on financing" → Seller thinks risk → Goes to the bottom of the pile.

Your Cash to Win offer: "Cash-backed, no contingency" → Seller thinks certainty → Gets serious attention.

1. Book a Free Strategy Call with Travis

A quick 15-minute conversation to confirm you qualify. Most buyers have a clear picture within 24 hours — no commitment required.

2. Submit a True Cash-Backed Offer

The program purchases the home with real cash on your behalf. No financing contingency. Sellers see exactly what they want — certainty.

3. Win the Home, Then Finance It

After the cash offer closes, you purchase the home from the program using your standard mortgage. You get the house. You keep the financing.

Why Buyers Win with Cash to Win

✅ Win in Any Competitive Market

Edina. Minnetonka. Wayzata. Wherever homes move fast and cash talks — you now speak the same language.

✅ You Don't Need $500K in Cash

Down payments start as low as 3.5%. FHA, VA, Conventional — your loan type still works. You're just leveling up the offer.

✅ Sellers Finally Take You Seriously

A cash-backed offer signals certainty. No more watching your offer get set aside because it "looks financed."

✅ Close Faster Than the Competition

Cash deals close quicker. That speed is built into your offer — another reason sellers choose you over a traditional buyer.

✅ Still Negotiate on Price

Cash strength gives you leverage — and you can still negotiate. A cash-backed offer often wins at the same price a financed offer loses at.

✅ Stop Guessing, Start Winning

Put your strongest offer on the table every time — and actually feel confident when you do it.

Book My Free Strategy Call

Is Cash to Win Right for You?

This is a fit if you're:

  • Losing in bidding wars to cash buyers and investors, even with a solid pre-approval.
  • Financially qualified but your offer looks risky compared to cash.
  • Buying in a competitive market where homes go fast and sellers have options.
  • Done waiting and ready to make a move that actually wins.

It might not be the right fit if:

  • ❌ You haven't started the pre-approval process yet.
  • ❌ You're not planning to buy within the next 30–90 days.
  • ❌ You're in a slow market where financed offers already win easily.

Not sure if it fits? Travis will tell you honestly — even if the answer is no.

Get an Honest Answer from Travis

Real Buyers Who Stopped Losing and Started Winning

⭐⭐⭐⭐⭐ Verified Client Stories

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"We had lost 4 houses to cash offers. Travis introduced us to Cash to Win and we got the very next house we bid on. The seller's agent told our realtor our offer was 'as good as cash.' It was the first time we felt like we had a real shot."

— Sarah & Mike T., Minneapolis

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"I'll be honest — when Travis explained it, I thought it sounded too good to be true. But we made an offer on a home with 6 competing bids and we won. Our realtor couldn't believe it. I couldn't believe it."

— Jessica R., Edina

⭐⭐⭐⭐⭐

"After months of frustration and back-to-back losses, this was the game-changer. We stopped feeling helpless and started making offers with confidence. Travis walked us through the whole thing — no pressure, no surprises."

— David & Emily P., Minnetonka

Questions Buyers Ask Before Booking

Is this actually a real thing? Is it legal? +

Yes on both. Cash to Win is a legitimate program backed by Granite Bank — a 120-year-old, FDIC-insured Minnesota institution. It's a real cash purchase of the property, not a workaround or gimmick.

Do I need to have cash saved up to use this? +

No — that's the entire point. You make a cash-backed offer using the program's funds. You still finance the home with a traditional mortgage afterward. Down payments can start as low as 3.5% depending on your loan type.

What does it actually cost? +

There are real costs to understand — and Travis will walk you through every number before you commit. For buyers, the program adds 1% to the resale price back to you, plus a daily per diem while Cash to Win holds the property. The call with Travis exists specifically so you know the full picture upfront — no surprises at closing.

Will sellers actually accept this kind of offer? +

Yes — and many prefer it. Because Cash to Win is a true cash transaction, it eliminates the financing contingency sellers worry about most. Listing agents who have seen it before often advocate for it. It's as clean as an offer gets.

How does this compare to a bridge loan? +

Bridge loans are temporary financing — your offer still shows up as financed to the seller. Cash to Win is an actual cash purchase of the property. Your offer carries true cash strength, not a financing workaround. After closing, you convert to your standard mortgage.

What's the catch? Why doesn't everyone do this? +

Most buyers don't know it exists — and most lenders don't offer it. You still need to qualify for a mortgage, and the program works best in competitive markets where cash offers have a real advantage. Travis will tell you honestly whether it makes sense for your situation.

How fast can we get started? +

A 15-minute call with Travis is all it takes to know if you qualify and what your next step looks like. Most buyers have a clear plan within 24 hours of that first call. Travis personally reviews every inquiry.

The Home You Want Is on the Market Right Now.

Someone is about to make a cash offer on it. Don't let it be the last time you lose a home you could have won. Book a free 15-minute call with Travis and find out exactly where you stand.

Book My Free Strategy Call Call Travis Directly

Travis Goltz | Branch Manager, Granite Bank | NMLS #351337 | Licensed in All 50 States

Your Partner Through the Whole Process

I've spent 24 years helping buyers navigate competitive markets — and I've watched too many good people lose homes they deserved simply because their offer looked different from cash. Cash to Win exists to fix that. It's not a gimmick. It's a real program, backed by a 120-year institution, and it works. If it's right for your situation, I'll tell you. If it's not, I'll tell you that too.

— Travis Goltz, Branch Manager, Granite Bank

NMLS #351337 | (763) 360-4507 | Licensed in All 50 States