Name: Travis Goltz - Granite Bank Mortgage
Address: Champlin, MN, 55316, US
Telephone: (763) 360-4507
Price range: $$
Rating: 4.9

The Timing Trap Is Real. And It's Killing Deals.

Buying and selling at the same time is one of the most stressful things in real estate. Here's why.

❌ Your Equity Is Locked Up

You can't make a strong offer on your next home without access to the equity sitting in your current one — but you won't have it until you close.

❌ You Have to Sell Before You Can Buy

Listing contingencies make your offer weak. Sellers don't want to wait for your home to sell before accepting yours. You're stuck in a catch-22.

❌ The Timing Never Lines Up

Your current home sells fast — now you're scrambling for somewhere to live. Or it sells slow — and you're carrying two mortgages. Either way, you lose.

❌ You're Watching the Right Homes Go By

You've found homes you love but can't move on them confidently without knowing exactly when your current home closes. The best ones don't wait.

There's a way to break the cycle — without a bridge loan, without contingencies, and without the stress.

Show Me How It Works

How Cash to Win Works for Sellers

Three steps to move on your terms — not the market's.

The Cash to Win seller program is simple: the program buys your current home before it hits the market. You receive your equity upfront. Then you buy your next home as a strong, non-contingent buyer — with the funds already in hand.

Your current home then lists on the open market. When it sells, you receive the final proceeds after program costs are settled. No scramble. No overlap. No catch-22.

The Difference This Makes:

Without Cash to Win: Sell first, then scramble to buy. Or buy contingent and watch sellers pass you over.

With Cash to Win: Equity unlocked upfront. Buy your next home with confidence. Your current home sells on the open market at full value.

1. Travis Reviews Your Home's Value

We run a full scenario on your property — what equity you can unlock, what the program costs, and what to expect at every step. Complete transparency before you commit to anything.

2. The Program Buys Your Home

Cash to Win purchases your current property, giving you access to your equity right now — before your home ever hits the market. Use those proceeds to buy your next home with strength.

3. Your Home Lists. You've Already Moved.

Your current home goes on the open market. When it sells, the final proceeds settle after program costs. You're already in your next home — no rushing, no overlap, no stress.

Why Sellers Choose Cash to Win

✅ Access Your Equity Before You List

Don't wait for closing day to use money that's already yours. The program unlocks it now so you can move forward.

✅ Make a Non-Contingent Offer

With your equity already in hand, your offer on the next home has no sale contingency. You're buying with full confidence and full strength.

✅ Your Home Still Sells at Full Market Value

This isn't an iBuyer offer. Your home lists on the open market and sells for what it's worth. You're not trading equity for convenience.

✅ Use It as a Safety Net

Still want to try a traditional listing first? Get your home contracted through Cash to Win as a backup — so if the timing doesn't work out, you're covered.

✅ No Carrying Two Mortgages

Buy your next home before your current one closes — without the financial risk of carrying both at the same time.

✅ Full Transparency on Costs

Every fee, every scenario, outlined before you sign anything. Travis walks you through the full picture so there are zero surprises at closing.

Run My Free Scenario with Travis

Is the Seller Program Right for You?

This is a fit if you're:

Ready to move but can't access your equity until your current home closes.
Tired of making contingent offers that sellers keep passing over.
Worried about the timing gap between selling and buying lining up perfectly.
Looking for a backup plan in case your home doesn't sell in time for your next purchase.

It might not be the right fit if:

❌ You don't have equity built up in your current home.
❌ You're not actively looking for your next home yet.
❌ You're in no rush and have complete timing flexibility.

Not sure if it fits? Travis will run the numbers for your specific situation — no commitment required.

Get My Free Scenario Review

Real Sellers Who Moved on Their Terms

⭐⭐⭐⭐⭐ Verified Client Stories

⭐⭐⭐⭐⭐

"I was terrified about timing our sale and purchase perfectly. Travis's program let me access my equity before we even listed. We bought our next home without any of the stress I was dreading."

— Jennifer R., Woodbury

⭐⭐⭐⭐⭐

"We'd been turned down twice because of our sale contingency. Once Travis ran the Cash to Win scenario for us, we had our equity in hand and made a clean offer. Accepted first try."

— Mark & Diane S., Plymouth

⭐⭐⭐⭐⭐

"What sold me was the transparency. Travis walked us through every cost before we committed to anything. No surprises. We knew exactly what we'd net — and it worked out exactly as he said."

— Carol T., Eden Prairie

Questions Sellers Ask Before Booking

Is this the same as selling to an iBuyer like Opendoor or Offerpad? +

No — and this is an important distinction. Cash to Win is not an iBuyer. They don't buy low and sell high at your expense. Your home still lists on the open market and sells for full value. The program simply bridges the timing gap by buying your home first so you can access your equity. You are the winner — that's the whole point.

What if my home sells for less than the program paid for it? +

If the final resale price comes in lower than Cash to Win's purchase price, the difference is reflected in your final payout. Everything is outlined transparently before you sign. Travis walks you through every scenario upfront so there are no surprises at closing.

What does it actually cost? +

The full cost structure includes a 1–3% program fee, a 0.5% listing extension fee per 60 days if needed, a daily per diem charge, real estate commissions, closing costs, and any deductions for price reductions or repairs. Travis will model out your exact scenario so you can see the net numbers clearly before committing.

Can I use this as a backup if my home doesn't sell in time? +

Yes — and this is one of the most underused features of the program. You can get your home contracted through Cash to Win as a safety net while still listing it traditionally. If your traditional sale closes in time, great. If not, the program is already in place.

How does Cash to Win determine the value of my home? +

Travis works with your Realtor's Comparative Market Analysis and their opinion of final sale price. The goal is a fair and accurate number — not a lowball designed to benefit the program at your expense.

How fast can we get started? +

A free 15-minute call with Travis is all it takes to run your scenario and see if the numbers work. There's no commitment required. Travis personally reviews every inquiry.

Your Next Home Is Waiting. Your Equity Is Ready.

You don't have to choose between selling first and buying first. Book a free 15-minute call with Travis — he'll run your scenario, walk you through the numbers, and tell you honestly if Cash to Win is the right move.

Run My Free Scenario Call Travis Directly

Travis Goltz | Branch Manager, Granite Bank | NMLS #351337 | Licensed in All 50 States

Your Partner Through the Whole Process

I've spent 24 years helping people navigate the buy-sell timing problem — and I've seen it cause more stress than almost anything else in real estate. Cash to Win removes that stress. It's transparent, it's backed by a 120-year institution, and it works. If it's right for your situation, I'll tell you. If it's not, I'll tell you that too.

— Travis Goltz, Branch Manager, Granite Bank

NMLS #351337 | (763) 360-4507 | Licensed in All 50 States