Get Into a Home for $1,000 Down | Travis Goltz
Low Down Payment Mortgage Options

Get into a home for as little as $1,000 down.

Even if you’ve been told you need way more saved… or that you don’t qualify.

Most people think you need perfect credit and 20% down.
That’s just not true.

👉 See if you qualify in 60 seconds

No credit check. No commitment.

⚠️ The Costly Mistake

Planning to buy in the next 6–12 months?
You need to know this.

A lot of people are accidentally disqualifying themselves without even realizing it. They make simple mistakes like:

  • Using "Buy Now, Pay Later" apps (Klarna, Afterpay, etc.)
  • Waiting to save way more cash than they actually need
  • Assuming they won’t qualify based on outdated Google searches

This costs them time, options, and sometimes the ability to buy at all.

Frustrated home buyer

"I wish I talked to a lender 6 months ago..."

👉 Don't let this be you.

Identify Your Situation

This is exactly for you if...

Do any of these sound familiar?

💰

The Down Payment Myth

You’ve been told you need $20k–$50k saved up in the bank before you can even think about buying a house.

📊

Credit Confusion

You’re not sure exactly where your credit score needs to be, and you're terrified of getting a hard inquiry to find out.

🤷‍♂️

Analysis Paralysis

You’ve been putting off the home-buying process completely because it just feels too overwhelming and confusing.

💼

Good Income, No Plan

You make a decent, steady income, but you simply don’t know what mortgage options are actually available to you.

🛑

The "Not Yet" Crowd

You’ve tried talking to a lender or bank before, and got handed a generic "not yet" without a real plan to fix it.

Sound like you?

You are exactly who this evaluation was built for.

Check Your Options

Let’s clear a few things up:

❌

Myth #1:
You need 20% down

Not even close. There are programs that allow significantly less — sometimes around $1,000 depending on your situation.

📈

Myth #2:
Your credit has to be perfect

Nope. There’s a range. And small changes can make a big difference in what you qualify for.

💳

Myth #3:
Buy now, pay later doesn’t matter

It actually can impact your approval more than people think. These are factored into your debt-to-income ratio.

This is why most people get stuck.
Not because they can’t buy…
But because they’re working off bad information.

The Granite Bank Difference

At Granite Bank, we specialize in finding the "yes" when other lenders say no. That doesn’t mean everyone qualifies.

But it does mean:

  • 👉 You’ll actually understand where you stand.
  • 👉 You’ll know what’s possible (and what’s not).
  • 👉 And if you’re not ready yet — you’ll know exactly what to fix.

No guessing. No runaround.

This isn't a loan application.

This is a quick qualification check to see:

  • If you could buy sooner than you think
  • What kind of down payment you might need
  • And what your next step should be

✓ Takes less than a minute.

✓ Won't affect your credit.

Find out if you qualify (takes 60 seconds)

Based on your answers, you may have options most people don’t even know exist. Finish the next step to see where you stand.

Start with the basics 👇

👉 Open 60-Second Survey

No credit pull. No pressure. Just clarity.

Most people wait too long to even check.
Not because they can’t buy… but because they assume they can’t.

👉 That’s the mistake. It costs people years.

You don’t need to have everything figured out.

You just need to know where you stand.

👉 See if you qualify now